Updated on 2 May, 2016
What Are the Terms of Service?
These Terms of Service (the “Terms”) govern your access to and use of the meetinvest services, including various websites, SMS, APIs, email notifications, applications, buttons, widgets, ads and commercial services, as well as any content, information, data, text, graphics, photos or other materials provided as a part thereof (collectively, the “Services”). The Services are provided, operated and maintained by meetinvest AG, a Swiss share corporation with its registered domicile at Lindenstrasse 4, 6340 Baar, Switzerland, company number CHE-271.966.615 (“meetinvest,” “we” or “us”).
The Terms describe in detail your rights and obligations relating to the Services. Please read them carefully. If you click on “I agree,” these Terms constitute a binding agreement between you and meetinvest. If you do not agree with the Terms, do not click “I agree.” You will then not be entitled and able to access and use the Services.
These Terms refer to the following additional terms, which also apply to your use of the Services:
Cookie Statement, which sets out information about the cookies
What Does the Services Offer?
The Services offer free of charge access to the meetinvest stock screening tool. meetinvest provides a unique stock screening tool at no cost, for which investors normally pay large research fees to get sometimes only a fraction of this service. The meetinvest stock-screening tool is an online instrument based on multiple expert strategies. The criteria and formula for each screen are defined by our interpretation of the investment approaches of various stock market experts after studying all their relevant literature available (books, research papers, reports, interviews). A portrait author (expert) may or may not actually invest in a passing stock. The idea of our Service is to systematically replicate the investment philosophy of the most prestigious and reputable investment heavyweights.
What Rights Do I Have?
You are granted by meetinvest a personal, worldwide, royalty-free, non-assignable and non-exclusive license to access and use the Services and any information, content and data provided as a part thereof for the sole purpose of enabling you to use and enjoy the benefit of the Services as provided by us, in the manner permitted by these Terms. You may print off copies, and may download extracts, of any page(s) from the Services for your personal use. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. In case you use content created by meetinvest for publications of any kind you are obliged to identify the source as follows: “Source: meetinvest.”
How Do I Create a Personal Account?
You must create a personal account in order to use the Services. When you create your personal account, you will have to choose your credentials. Your email address will serve as your username. Your password must be "strong,” i.e., you must use a combination of upper and lower case letters, numbers and symbols. You are solely responsible for maintaining the confidentiality and security of your credentials and for any activities that occur through the use of your credentials. meetinvest cannot and will not be liable for any loss or damage arising from your failure to comply with the above. If you forget or lose your password, you will be able to ask for the password to be reset and choose a new password. If you forget or lose your username, you will no longer be able to access your personal account. meetinvest will not be able to reconstruct your username or provide you with a new username. meetinvest will also not be able to recover your data. Please make sure that you remember credentials or store them in a secure place. meetinvest shall not be responsible if you cannot access your account because you forgot or lost your credentials. You should not reveal your credentials to anyone else. You are not entitled to assign or transfer your personal account to any third party. You agree to notify meetinvest immediately of any unauthorized use of your credentials or any other breach of security related to the Services. meetinvest reserves the right to require you to change your username and/or password if meetinvest believes that your credentials may violate the law or rights of third parties or no longer are secure.
How Can I Use the Services?
The Services are available to individuals of legal age only. If you are not of legal age, you should review these Terms with your parent or guardian to make sure that you and your parent or guardian understand and agree with them. The Services are made available to you only for personal, educational, non-commercial use. The use of the Services for commercial purposes, including for marketing, promoting, offering, selling any products or services is prohibited. You are not permitted to create a personal account for or on behalf of another individual (other than yourself) or a legal entity of any kind. You are also not permitted to solicit, collect and/or use credentials of any other persons. You are not permitted to create more than one personal account.
Can I Access and Use the Services on Mobile Devices?
Although the Services have not yet been optimized for access and use on mobile devices, you can do so as long as the mobile device has an Internet connection and Internet browser. While accessing and using meetinvest is free of charge, you must take into account that accessing and using the Services may result in communications costs raised by your carrier and Internet access provider. Please ask them for further information on rates and fees that may apply.
Why Am I Fully Responsible for the Use of the Services?
The Services and any tool, information, content and data offered as a part thereof are provided and maintained by meetinvest for the sole purpose of sharing with the users certain investment information. Neither the strategies nor the formulas have been discussed, reviewed, supported or approved by any third party (including the authors (experts) of the portrayed investment strategies). All content on the stock selection tool had been created after studying the relevant and available literature about the topic. The output of the stock screening tool is computer generated, employing the formulas, but no human being or analyst has reviewed, checked or approved such results. We advise you do additional research and plausibility checks before acting on any of our information. There is a risk of loss when investing. You need to be aware at all times that nothing in the Services should be construed as an offer, invitation or solicitation to buy or sell securities or make any investment, provide investment or advisory services, make personal recommendations or engage in any other transactions. The tools, information, content and data contained in the Services is for general information and educational purposes only, is not tailored to the needs of specific investors, and is not intended to and does not constitute financial, accounting, tax, legal, investment, consulting or other professional advice. meetinvest strongly recommends that you neither act nor omit any actions (including investment activities) on the basis of the Services and any tool, information, content and data mentioned herein. Instead, meetinvest strongly recommends that you seek qualified professional or specialist advice before you make any financial or investment-related decisions. You hereby acknowledge and agree that neither meetinvest nor its representatives and employees make any representations, warranties or guarantees, express or implied, as to the accuracy, correctness, timeliness, regularity, completeness and up-to-dateness of the Services. Neither meetinvest nor its representatives and employees shall have any liability to you or any other person as a result of your access to and use of meetinvest and any Services, tools, information, content and data offered as a part thereof. You acknowledge and agree that you assume full responsibility for all actions, inactions, ideas, opinions and conclusions derived from the access to and use of the Services and any tool, information, content and data offered as a part thereof. All information has been obtained from sources, which are believed to be reliable, but accuracy and thoroughness cannot be guaranteed. Users are solely responsible for how they use the information and for their results. meetinvest does not guarantee the accuracy or completeness of the information or any analysis based thereon. Hypothetical performance is not necessarily indicative of future results. Hypothetical performance results have many inherent limitations: One is that they are generally prepared with the benefit of hindsight. In addition, hypothetical performance does not involve financial risk, and no hypothetical back-testing record can completely account for the impact of financial risk in actual investing. For example, the ability to withstand losses in a market correction or to adhere to a particular investment strategy in spite of temporary losses is a material point that can also adversely affect actual results. There are numerous other factors related to the markets in general or to the implementation of any specific investment strategy, which cannot be fully accounted for in the preparation of hypothetical performance results and all of which can adversely affect actual investment results. Unlike an actual performance record, simulated hypothetical performance results do not represent actual investing. Also, since the buys and sells have not actually been executed, the results may have under- or over-compensated for the impact, if any, of certain market factors, such as lack of liquidity. No representation is being made that any strategy calculated will or is likely to achieve profits or losses similar to those shown. In fact, there are frequently sharp differences between hypothetical performance results and the actual results subsequently achieved by any particular investment strategy.
How Can I Share Information and Content on meetinvest?
meetinvest allows and encourages you to upload, post, transmit, share or otherwise make available certain personal or general public information, content and/or data on the Services. You retain your rights to any personal information, content and/or data you upload, post, transmit, share or otherwise make available on the Services. meetinvest does not claim ownership of any user-generated information, content or data that you or any other users upload, post, transmit, share or otherwise make available on the Services. It is, however, necessary that you herewith grant meetinvest and its affiliates, as well as its third-party suppliers an irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully paid-up, worldwide license (with the right to sublicense) to use, reproduce, perform, display, reformat, translate, excerpt (in whole or in part) and distribute any such information, content or data that you may upload, post, transmit, share or otherwise make available on the Services to the extent that the license is required to provide, operate and maintain the Services. You acknowledge and agree that other users as well as meetinvest, its affiliates and third-parties will be able to access, associate any personal information, content and/or data you upload, post, transmit, share or otherwise make available on the Services with your user profile. The information, content and data may also become public by another user sharing with third parties. You should only upload, post, transmit, share or otherwise make available information, content and data on the services you are comfortable sharing with other users under these Terms. If you prefer the information, content and data not become public, you should avoid uploading, posting, transmitting, sharing or otherwise making it available on the Services. You are entirely responsible for all the information, content and data you upload, post, transmit, share or otherwise make available on the Services and the consequences thereof. You represent and warrant that you have all the rights, power and authority necessary to upload, post, transmit, share or otherwise make available any information, content and data on the Services. You agree not to upload, post, transmit, share or otherwise make available any information, content and data on the Services that: (i) is untrue, false, and violates any applicable laws or regulations; (ii) is harmful, threatening, obscene, libelous, defamatory, discriminatory, racist, violent, offensive, harassing, or otherwise objectionable; (iii) includes unauthorized disclosure of personal information; or (iv) infringes on anyone's intellectual property rights. You also agree that you will not use the Services in any manner that could damage, disable, overburden or impair the meetinvest infrastructure. You may not upload, post, transmit, share or otherwise make available any information, content and data that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment. You are not permitted to interfere with or disrupt meetinvest or meetinvest’s Services, servers or networks. You are also not allowed to collect other users' information, content or data, by using automated means (such as harvesting bots, robots, spiders, or scrapers). meetinvest reserves the right at any time (but will not have an obligation) to remove or refuse to distribute any information, content or data that violates applicable law or these Terms, and to suspend or terminate the Terms without liability to you.
What about Links to Other Internet Sites?
The Services may, from time to time, include links to third party sites and resources. These links are provided for your information only. When you click on one of these links, you are leaving the Services and visiting other Internet sites that we do not control and for which we cannot be responsible. There are no warranties, express or implied, in respect of any information, material, products or services that are contained by or accessible through such third-party sites. We do not accept any responsibility for or liability arising out of or related to such third-party sites or their contents. Such links should not be interpreted as endorsement by us of those linked websites.
What about Intellectual Property Rights?
You agree that the Services, including but not limited to graphics, user interface, and software used to provide the Services, contain proprietary information and material that is owned by meetinvest and/or its licensors, and are protected by applicable intellectual property and other laws, including, but not limited to, trademark and copyright laws. You agree that you will not use such proprietary information or materials in any way whatsoever except for use of the Services in compliance with these Terms. No portion of the Services may be reproduced in any form or by any means, except as expressly permitted in these Terms. You agree not to modify, rent, lease, loan, sell, distribute, or create derivative works based on the Services in any manner. The meetinvest icon and meetinvest logo are owned by meetinvest. You will not use the signs except with our prior written permission and in accordance with our Brand Usage Guidelines.
When Will I Have to Indemnify meetinvest?
You agree to indemnify and hold meetinvest and its shareholders, directors, officers, employees and third-party suppliers harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your access to and use the Services or violation of these Terms and applicable law. meetinvest reserves the right to seek remedies and damages to the fullest extent permitted by law, including, without limitation, legal action and/or criminal prosecution.
How Is meetinvest’s Warranty Limited?
The Services are provided “as is.” To the maximum extent permitted by law, meetinvest and its affiliates, as well as their respective shareholders, directors, officers, representatives and employees exclude all conditions, warranties, representations or other terms that may apply to the Services or any information, content and data provided on or through the Services, whether express or implied. Without limiting the generality of the foregoing, we exclude all conditions, representations, warranties or guarantees as to the accuracy, correctness, completeness and up-to-dateness of the Services and any information, content and data provided on or through the Services. To the maximum extent permitted by applicable law, the provisions of these Terms are in lieu of all other representations, warranties or guarantees concerning the provision of, failure to provide or delay in providing THE SERVICES that might, but for this clause, have effect between meetinvest and you or would otherwise be implied in or incorporated into these Terms, whether by statute, common law or otherwise, all of which are hereby excluded. To the maximum extent permitted by applicable law and without limiting the generality of the foregoing, meetinvest specifically does not represent, warrant or guarantee that the information, data or material included IN THE SERVICES will be accurate, complete, legal, reliable or available, or that meetinvest will be uninterrupted or error free. meetinvest specifically disclaims any responsibility and liability for inavertedly modifying, mutilating, destroying, deleting or failing to store any information and data you may upload, post, transmit, share or otherwise make available any information, content or data IN THE SERVICES.
How Is meetinvest’s Liability Limited?
Can I temporarily deactivate my account?
Deactivation turns off your account for as long as you want. Your profile disappears from our platform immediately and other users will not be able to search for and find you. Some information, however, such as messages you sent will still be visible to other users. We will save your profile information without a time limit in case you want to come back. If you would like to come back after you deactivated your account, you can reactivate your account by logging in with your email and password. Your profile will be restored in its entirety (e.g. friends, photos and interests). Remember that you will need to have access to the login email address for your account in order to reactivate it.
Can I permanently delete my account?
To permanently delete your meetinvest account means you will never be able to reactivate or retrieve any of the content or information you've added. Your name in groups or conversations will be anonymized. Before you do this, you may want to download a copy of your info from meetinvest. Then, if you would like your account permanently deleted with no option for recovery, click through the indicated steps. Our system will then delete all photos, pictures, etc. and either overwrite certain fields (name and email address) or set the field to zero. This way there is no option for recovery. Most Personal Data associated with you is then overwritten (name, email address) or set to zero in our database. Limited Personal Data may remain, such as your name if you sent a message to another user.
Can My Access to and Use of meetinvest Be Terminated?
The Terms will continue to apply to your access to and use of the Services until terminated by either you or us, as follows. You may terminate the application of the Terms at any time for any reason by deleting your personal account and discontinuing your use of the Services. You do not need to specifically inform us when you stop using the Services. In the event meetinvest has reasonable grounds to suspect that you or your use of the Services materially or repeatedly violates any applicable laws or these Terms, meetinvest has the right, with or without notice to you, to (with immediate effect or with notice period determined by meetinvest in its sole discretion):
terminate your access to and use of the Services;
temporarily or permanently deactivate your account;
decline your request for current or future access to and use of the Services.
In the event meetinvest takes any of the above actions, you will not be permitted to create another personal account without our prior permission.
How May the Terms Change over Time?
meetinvest reserves the right to modify, change and amend the Terms and impose new or additional terms or conditions on your access to and use of the Services at any time in its sole discretion without liability to you. In the case meetinvest decides to modify, change and amend the Terms, meetinvest will notify you of the relevant modification, change or amendment by email and place a respective notice on meetinvest.com at least fourteen (14) calendar days prior to the modification, change or amendment becoming effective. If you disagree with the relevant modification, change or amendment, you may terminate the application of the Terms by deactivating your personal accounts and discontinuing your use of the Services.
What Happens if the Services Are Discontinued?
meetinvest reserves the right to discontinue the Services (or any part, service or content thereof) at any time in its sole discretion without liability to you. In the event meetinvest decides to discontinue the Services (or any part, content thereof), meetinvest will notify you of the discontinuation by email and place a discontinuation notice on the Services, which will be provided to you at least one (1) month before the discontinuation becomes effective.
The present Terms constitute the entire agreement between you and meetinvest, and govern your use of the Services. These Terms shall be subject to the laws of Switzerland. All disputes that may arise regarding these Terms shall be exclusively determined by the courts of the Canton Zug, Switzerland.
How to Contact Us
If you have any questions or concerns about meetinvest or these Terms, you may contact us by regular mail or email as follows: meetinvest AG, Lindenstrasse 4, 6340 Baar, Switzerland. We will attempt to respond to your questions or concerns promptly after we receive them.